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First-Time Buyers & Home Movers
First Time Buyers
What Is a First-Time Buyer Mortgage?
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A first-time buyer mortgage is designed for people who have never owned a property before. Whether you're buying on your own or with someone else, we help you:
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Understand how much you can borrow
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Calculate your deposit needs
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Access exclusive first-time buyer rates
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Apply for government schemes (like Help to Buy or Shared Ownership)
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Get a mortgage in principle (so you can make strong offers)
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We’ll explain everything in plain language and answer all your questions — no pressure, no jargon.
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How We Help First-Time Buyers
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✅ Personal mortgage advice based on your goals and finances
✅ Access to a wide panel of trusted lenders
✅ Support with paperwork, affordability checks, and documentation
✅ Guidance through every step — from pre-approval to completion
✅ Ongoing updates so you’re never in the dark
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We know what lenders are looking for and how to present your application for the best chance of approval.
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​Ready to get started?
Click the icon at the top of this section to be redirected to our external booking site and secure your free, no-obligation appointment with one of our expert advisors.
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Home Movers
Moving home? Let us handle the mortgage side of things.
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Whether you’re upsizing, downsizing, or relocating, moving home comes with a lot to think about — your mortgage shouldn't be one of them. At Dent & Cook, we provide expert advice and personalised solutions to make your move financially smooth and stress-free.
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How Can a Mortgage Broker Help When You're Moving?
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If you're already a homeowner, you may be wondering whether to transfer your current mortgage (porting), remortgage, or find a brand-new deal. We help you:
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Understand your borrowing power based on your current equity
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Explore porting your mortgage or switching to a better rate
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Coordinate your sale and purchase timelines
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Manage affordability assessments with clarity
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Secure an agreement in principle for your new home
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We compare deals across a wide panel of lenders to ensure you’re getting competitive rates and terms that suit your next chapter.
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Why Choose Dent & Cook?
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✅ Tailored advice based on your moving plans
✅ Experience managing complex home-move scenarios
✅ Support with bridging finance if needed
✅ Access to lender-exclusive deals
✅ Clear guidance from start to finish
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We understand how important timing, flexibility, and communication are when you're moving — and we make that our priority.
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We’ll help you assess all options so you can move forward with confidence.
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Ready to get started?
Click the icon at the top of this section to be redirected to our external booking site and secure your free, no-obligation appointment with one of our expert advisors.
