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First-Time Buyers & Home Movers
First Time Buyers
What Is a First-Time Buyer Mortgage?
A first-time buyer mortgage is designed for people who have never owned a property before. Whether you're buying on your own or with someone else, we help you:
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Understand how much you can borrow
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Calculate your deposit needs
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Access exclusive first-time buyer rates
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Apply for government schemes (like Help to Buy or Shared Ownership)
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Get a mortgage in principle (so you can make strong offers)
We’ll explain everything in plain language and answer all your questions — no pressure, no jargon.
How We Help First-Time Buyers
✅ Personal mortgage advice based on your goals and finances
✅ Access to a wide panel of trusted lenders
✅ Support with paperwork, affordability checks, and documentation
✅ Guidance through every step — from pre-approval to completion
✅ Ongoing updates so you’re never in the dark
We know what lenders are looking for and how to present your application for the best chance of approval.
Ready to get started?
Click the icon at the top of this section to be redirected to our external booking site and secure your free, no-obligation appointment with one of our expert advisors.
Home Movers
Moving home? Let us handle the mortgage side of things.
Whether you’re upsizing, downsizing, or relocating, moving home comes with a lot to think about — your mortgage shouldn't be one of them. At Dent & Cook, we provide expert advice and personalised solutions to make your move financially smooth and stress-free.
How Can a Mortgage Broker Help When You're Moving?
If you're already a homeowner, you may be wondering whether to transfer your current mortgage (porting), remortgage, or find a brand-new deal. We help you:
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Understand your borrowing power based on your current equity
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Explore porting your mortgage or switching to a better rate
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Coordinate your sale and purchase timelines
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Manage affordability assessments with clarity
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Secure an agreement in principle for your new home
We compare deals across a wide panel of lenders to ensure you’re getting competitive rates and terms that suit your next chapter.
Why Choose Dent & Cook?
✅ Tailored advice based on your moving plans
✅ Experience managing complex home-move scenarios
✅ Support with bridging finance if needed
✅ Access to lender-exclusive deals
✅ Clear guidance from start to finish
We understand how important timing, flexibility, and communication are when you're moving — and we make that our priority.
We’ll help you assess all options so you can move forward with confidence.
Ready to get started?
Click the icon at the top of this section to be redirected to our external booking site and secure your free, no-obligation appointment with one of our expert advisors.
